Financial Literacy Curriculum
What is Financial Literacy?
Financial literacy is the power to make smart money decisions that last a lifetime. Our financial literacy curriculum helps students from youth to adults understand how money works, avoid common financial mistakes, and build a secure future.
It’s about:
- Understanding money (how to earn, save, and grow it)
- Avoiding pitfalls (debt traps, scams, and costly mistakes)
- Building freedom (creating options for your future through financial security)
This means mastering real-world skills that our personal finance curriculum covers, such as:
Creating a budget/Filing taxes (even with gig income)
Choosing the correct insurance (health, auto, renters)
Making rent vs. buy decisions
Investing for both safety and growth
Whether you’re a school, a parent, or seeking a homeschool personal finance curriculum, these lessons offer the tools every k-12 student needs to be prepared.
5 Reasons Everyone Needs This Course
You’re About to Make Big Financial Decisions
From student loans to first job offers and apartments, big money moments are coming. This financial literacy course for young adults teaches you how to:
Compare loan terms (avoid overpaying by thousands)
Budget for rent, utilities, and groceries (no more Ramen noodles forever)
Florida’s Economy Has Unique Challenges
No state income tax? That’s a plus, but high insurance costs and hurricane risks bring their own financial challenges. Our financial literacy curriculum for youth and adults will help you:
Master property insurance choices
Build emergency savings (3-6 months’ expenses)
Most Adults Wish They Learned This Sooner
4 in 5 Americans struggle with money stress (National Financial Educators Council). With our comprehensive personal finance curriculum, you’ll learn:
How credit scores work (and how to build yours fast)
Why starting retirement savings at 18 beats starting at 30 (hint: compound interest)
It’s Your Ticket to Real Independence
No more relying on parents for money questions. After taking our financial literacy course for young adults, you’ll be able to:
Read a paycheck (what’s FICA? Why is my take-home less than my salary?)
Spot financial scams (fake “student loan forgiveness” offers, phishing)
We Make It Actually Relevant
Forget outdated textbook theories, our approach mirrors the effectiveness of the Dave Ramsey financial literacy curriculum and is just as practical as any personal financial literacy curriculum. Whether you’re enrolled in a traditional school or seeking a financial literacy homeschool curriculum (or even a homeschool personal finance curriculum), you’ll get real-world practice through:
Simulate stock trading (without risking real money)
Film TikTok-style videos comparing financial choices
Role-play negotiating car loans and apartment leases
The Bottom Line:
This isn’t just another graduation requirement – it’s your playbook for adult money success. Drawing on lessons found in both the financial literacy curriculum for adults and courses inspired by the Dave Ramsey personal finance curriculum, our program empowers students early on. In fact, the average student who embraces financial literacy saves $10,000+ in their 20s by avoiding costly mistakes (National Endowment for Financial Education).